Miami-Based Fintech Launches $999 Flat-Fee Marketplace For CRE Loans

Finance Lobby, the Miami-based fintech reshaping how commercial real estate (CRE) borrowers connect with lenders, introduced a $999 flat, direct-to-owner loan-placement fee, backed by a money-back guarantee if the loan doesn’t close.

Since launching in 2022, Finance Lobby has grown from closed beta to a fully operational platform that processes $1.2 billion in monthly deal volume, with nearly 20,000 quotes issued and quote acceptance approaching 50%, compared with traditional channels where rejection rates exceed 70%. The marketplace features lending criteria from over 10,000 lenders, including a majority share of FDIC-insured banks, and now supports 24/7 deal activity through its app.

“By eliminating traditional broker fees that can climb into the hundreds of thousands on larger transactions, our loans bring unmatched simplicity, transparency, and speed to CRE financing,” said Chaim Schwartz, CEO and Founder of Finance Lobby. “Commercial borrowers deserve a marketplace that’s built for today—not the 1980s. By pairing lender data with each deal’s specifics, we’re delivering faster, smarter matches. We’re leveling the playing field for every owner and investor in America.”

Modernizing A Relationship-Driven, Analog Process

CRE lending has seen almost no innovation for decades, relying heavily on calls, emails, and limited broker networks. The Finance Lobby replaces that friction with a data-driven marketplace that boosts communication, expands choice, and compresses timelines—saving investors significant money over the life of an asset.

“Even in a tightening credit environment, our acceptance rates and deal volumes speak for themselves,” added Schwartz. “We’re connecting banks, credit unions, and non-bank lenders to qualified borrowers nationwide—including mission-driven and traditionally underserved projects—so good deals find the right capital, fast.”

Finance Lobby’s model benefits every player in the CRE ecosystem. Owners and investors gain access to broader lender coverage, faster quotes, and clear terms. Brokers can streamline quoting and serve more clients with smarter lender matching, while lenders expand their books beyond traditional channels by tapping into geographically diverse, niche, and mission-aligned deal flow. Even underserved projects—from nonprofits and rural assets to churches, gas stations, and car washes—can find the right capital partners through the platform.